Why You Should Never Send Money to Someone You Met in Random Chat

Of all the ways a stranger-chat conversation can go wrong, a request for money is by far the most common — and the most avoidable, once you recognize the shape it usually takes.

The pattern is almost always the same

A friendly, engaging conversation builds some rapport, and then a story appears — an emergency, a stuck payment, a "guaranteed" investment opportunity, or a request to help verify something using your bank details. The specifics vary; the underlying ask doesn't.

There's no legitimate version of this request

No real reason exists for a stranger you met in a random chat to need your money, your OTP, or your account details — not for "verification," not for an emergency, not for a guaranteed return on anything. This holds regardless of how convincing or how long the conversation has been going.

If it's already happened

• Stop responding to any further requests immediately.
• Report and block the account on MeetInPK right away.
• Contact your bank as soon as possible if any payment or account details were already shared.
• Consider filing a report with local cybercrime authorities if money actually changed hands.

None of this means every conversation should be treated with suspicion — the overwhelming majority aren't heading anywhere near this. It just means recognizing the one pattern that consistently precedes it, so you can stop it at the first sign rather than the fifth.